Credit Acceptance Corporation
$542.71
▼
-0.74%
2026-04-21 05:52:00
www.creditacceptance.com
NMS: CACC
Explore Credit Acceptance Corporation stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$5.66 B
Current Price
$542.71
52W High / Low
$549.75 / $401.9
Stock P/E
13.36
Book Value
$142.66
Dividend Yield
—
ROCE
7.53%
ROE
25.9%
Face Value
—
EPS
$36.37
Exp Qtr EPS
—
Sector
Financial Services
Industry
Credit Services
Employees
2,314
Beta
1.32
Debt / Equity
417.17
Current Ratio
3.29
Quick Ratio
21.21
Forward P/E
9.16
Price / Sales
4.14
Enterprise Value
$11.33 B
EV / EBITDA
—
EV / Revenue
9.15
Rating
Hold
Target Price
$451.67
EPS Forecast (FY)
—
Pros
- Healthy return on equity.
- Short-term liquidity looks comfortable.
- Strong operating margin profile.
- Net margin remains healthy.
- Valuation is not stretched on P/E basis.
Cons
- Capital efficiency is modest.
- Leverage is relatively high.
Sift Stocks
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|---|---|---|---|---|---|---|---|---|---|
| 1. | Atlanticus Holdings Corporation | $72.98 | 8.95 | $1.09 B | 1.14% | — | 19.72% | $78.91 / $45.74 | $40.79 |
| 2. | CPI Card Group Inc. | $18.88 | 14.47 | $216.35 M | — | 17.19% | -56.46% | $27.71 / $10.81 | $-1.51 |
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| 7. | Synchrony Financial | $78.34 | 8.1 | $27.39 B | 1.53% | — | 21.3% | $88.77 / $46.13 | $44.74 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | |
|---|---|---|---|---|---|---|
| Sales | 573.6 M | 576.4 M | 575.6 M | 562.3 M | 557.7 M | — |
| Operating Profit | 233.3 M | 142.9 M | 109.6 M | 134.1 M | 183.7 M | — |
| Net Profit | 122 M | 108.2 M | 87.4 M | 106.3 M | 151.9 M | — |
| EPS in Rs | 11.35 | 10.07 | 8.13 | 9.89 | 14.13 | — |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 2.29 B | 2.13 B | 1.88 B | 1.82 B |
| Operating Profit | 619.9 M | 325.1 M | 347.3 M | 702.3 M |
| Net Profit | 423.9 M | 247.9 M | 286.1 M | 535.8 M |
| EPS in Rs | 39.44 | 23.07 | 26.62 | 49.85 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 8.63 B | 8.85 B | 7.61 B | 6.9 B |
| Total Liabilities | 7.11 B | 7.11 B | 5.86 B | 5.28 B |
| Equity | 1.52 B | 1.75 B | 1.75 B | 1.62 B |
| Current Assets | 8.49 B | 8.71 B | 7.44 B | 6.73 B |
| Current Liabilities | 400.2 M | 433 M | 399.8 M | 263.3 M |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 1.05 B | 1.14 B | 1.2 B | 1.24 B |
| Investing CF | -674.3 M | -1.72 B | -1.42 B | -460.6 M |
| Financing CF | -724.6 M | 957.3 M | 266.2 M | -794.6 M |
| Free CF | 1.05 B | 1.14 B | 1.2 B | 1.24 B |
| Capex | -1.6 M | -1.8 M | -4 M | -3.1 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | 13.54% | 3.12% | — | — |
| Earnings Growth % | -13.35% | -46.6% | — | — |
| Profit Margin % | 11.62% | 15.22% | 29.39% | — |
| Operating Margin % | 15.23% | 18.48% | 38.52% | — |
| Gross Margin % | 62.41% | 67.16% | 73.94% | — |
| EBITDA Margin % | 16.53% | 19.89% | 39.93% | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
No dividend history available.
Stock Splits
No stock split history available.