Encore Capital Group, Inc.
$82.2
▲
0.38%
2026-04-21 06:33:01
www.encorecapital.com
NMS: ECPG
Explore Encore Capital Group, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$1.75 B
Current Price
$82.2
52W High / Low
$82.66 / $29.38
Stock P/E
6.79
Book Value
$45.04
Dividend Yield
—
ROCE
12.26%
ROE
29.45%
Face Value
—
EPS
$10.91
Exp Qtr EPS
—
Sector
Financial Services
Industry
Credit Services
Employees
7,350
Beta
1.27
Debt / Equity
418.03
Current Ratio
16.11
Quick Ratio
1.04
Forward P/E
5.65
Price / Sales
0.95
Enterprise Value
$5.54 B
EV / EBITDA
6.37
EV / Revenue
3.13
Rating
None
Target Price
$82.67
EPS Forecast (FY)
—
Pros
- Healthy return on equity.
- Efficient use of capital employed.
- Strong operating margin profile.
- Net margin remains healthy.
- Valuation is not stretched on P/E basis.
Cons
- Leverage is relatively high.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | Credit Acceptance Corporation | $542.71 | 13.36 | $5.66 B | — | 7.53% | 25.9% | $549.75 / $401.9 | $142.66 |
| 2. | SUI Group Holdings Limited | $1.43 | — | $113.67 M | — | — | -2.8% | $8.66 / $1.09 | $2.21 |
| 3. | Capital One Financial Corporation | $201.85 | 60.17 | $129.08 B | 1.56% | — | 2.39% | $259.63 / $158.42 | $173.11 |
| 4. | Navient Corporation | $9.01 | — | $839.64 M | 7.1% | — | -3.17% | $16.07 / $7.8 | $25.12 |
| 5. | Oportun Financial Corporation | $5.82 | 10.26 | $258.99 M | — | — | 6.79% | $7.96 / $4.03 | $8.78 |
| 6. | Enova International, Inc. | $165.23 | 13.31 | $4.11 B | — | 6.7% | 24.34% | $176.68 / $88.11 | $54.08 |
| 7. | TROOPS, Inc. | $2.93 | — | $305.41 M | — | -2.75% | -18.72% | $5.28 / $0.5 | $0.63 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | |
|---|---|---|---|---|---|
| Sales | 473.55 M | 460.35 M | 442.12 M | 392.77 M | 265.62 M |
| Operating Profit | 173.39 M | 173.18 M | 150.73 M | 129.34 M | -15.05 M |
| Net Profit | 76.66 M | 74.66 M | 58.72 M | 46.8 M | -225.31 M |
| EPS in Rs | 3.58 | 3.49 | 2.74 | 2.19 | -10.52 |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 1.77 B | 1.32 B | 1.22 B | 1.4 B |
| Operating Profit | 626.65 M | 276.47 M | 273.46 M | 466.25 M |
| Net Profit | 256.83 M | -139.24 M | -206.49 M | 194.56 M |
| EPS in Rs | 12 | -6.5 | -9.64 | 9.09 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 5.34 B | 4.79 B | 4.63 B | 4.51 B |
| Total Liabilities | 4.36 B | 4.02 B | 3.69 B | 3.33 B |
| Equity | 976.75 M | 767.33 M | 936.54 M | 1.18 B |
| Current Assets | 240.15 M | 275.73 M | 200.01 M | 208.64 M |
| Current Liabilities | 230.26 M | 233.54 M | 219.24 M | 266.61 M |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 153.2 M | 156.17 M | 152.99 M | 210.68 M |
| Investing CF | -242.59 M | -440.43 M | -401.94 M | -130.24 M |
| Financing CF | 44.85 M | 317.77 M | 268.3 M | -107.44 M |
| Free CF | 126.93 M | 126.95 M | 101.28 M | 134.12 M |
| Capex | -26.27 M | -29.22 M | -51.71 M | -76.56 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | 7.66% | -12.56% | — | — |
| Earnings Growth % | 32.57% | -206.13% | — | — |
| Profit Margin % | -10.58% | -16.89% | 13.91% | — |
| Operating Margin % | 21% | 22.37% | 33.34% | — |
| Gross Margin % | 45.85% | 46.72% | 55.04% | — |
| EBITDA Margin % | 13.22% | 5.18% | 36.52% | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
No dividend history available.
Stock Splits
No stock split history available.