Enova International, Inc.
$165.23
▼
-0.01%
2026-04-21 06:39:01
www.enova.com
NYQ: ENVA
Explore Enova International, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$4.11 B
Current Price
$165.23
52W High / Low
$176.68 / $88.11
Stock P/E
13.31
Book Value
$54.08
Dividend Yield
—
ROCE
6.7%
ROE
24.34%
Face Value
—
EPS
$11.52
Exp Qtr EPS
—
Sector
Financial Services
Industry
Credit Services
Employees
1,836
Beta
1.21
Debt / Equity
338.92
Current Ratio
19.33
Quick Ratio
15.16
Forward P/E
7.72
Price / Sales
2.43
Enterprise Value
$8.07 B
EV / EBITDA
—
EV / Revenue
5.41
Rating
Strong Buy
Target Price
$187.29
EPS Forecast (FY)
—
Pros
- Healthy return on equity.
- Short-term liquidity looks comfortable.
- Strong operating margin profile.
- Net margin remains healthy.
- Valuation is not stretched on P/E basis.
Cons
- Capital efficiency is modest.
- Leverage is relatively high.
Sift Stocks
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|---|---|---|---|---|---|---|---|---|---|
| 1. | Consumer Portfolio Services, Inc. | $8.78 | 9.89 | $191.06 M | — | — | 6.42% | $10.22 / $6.67 | $14.17 |
| 2. | Upstart Holdings, Inc. | $34.86 | 63.78 | $3.42 B | — | — | 7.49% | $87.3 / $23.96 | $8.15 |
| 3. | SLM Corporation | $23.11 | 6.13 | $4.57 B | 2.25% | — | 32.3% | $34.97 / $17.77 | $11.04 |
| 4. | Oportun Financial Corporation | $5.82 | 10.26 | $258.99 M | — | — | 6.79% | $7.96 / $4.03 | $8.78 |
| 5. | SUI Group Holdings Limited | $1.43 | — | $113.67 M | — | — | -2.8% | $8.66 / $1.09 | $2.21 |
| 6. | Visa Inc. | $309.47 | 29.07 | $591.64 B | 0.85% | 41.12% | 53.95% | $375.51 / $293.89 | $20.03 |
| 7. | Capital One Financial Corporation | $201.85 | 60.17 | $129.08 B | 1.56% | — | 2.39% | $259.63 / $158.42 | $173.11 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | |
|---|---|---|---|---|---|---|
| Sales | 839.39 M | 802.68 M | 764.04 M | 745.54 M | 729.55 M | — |
| Operating Profit | 104.22 M | 109.82 M | 101.33 M | 91.36 M | 78.21 M | — |
| Net Profit | 78.98 M | 80.31 M | 76.15 M | 72.94 M | 63.7 M | — |
| EPS in Rs | 3.17 | 3.22 | 3.05 | 2.92 | 2.55 | — |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 3.15 B | 2.66 B | 2.12 B | 1.74 B |
| Operating Profit | 406.73 M | 294.32 M | 227.36 M | 268.11 M |
| Net Profit | 308.39 M | 209.45 M | 175.12 M | 207.42 M |
| EPS in Rs | 12.36 | 8.4 | 7.02 | 8.32 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 6.47 B | 5.27 B | 4.59 B | 3.78 B |
| Total Liabilities | 5.13 B | 4.07 B | 3.35 B | 2.59 B |
| Equity | 1.34 B | 1.2 B | 1.24 B | 1.19 B |
| Current Assets | 6 B | 4.81 B | 4.12 B | 3.31 B |
| Current Liabilities | 395.85 M | 249.97 M | 261.16 M | 198.32 M |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 1.82 B | 1.54 B | 1.17 B | 894 M |
| Investing CF | -2.45 B | -1.91 B | -1.49 B | -1.67 B |
| Financing CF | 711.82 M | 318.88 M | 526.54 M | 724.87 M |
| Free CF | 1.77 B | 1.5 B | 1.12 B | 850.37 M |
| Capex | -47.14 M | -43.42 M | -45.24 M | -43.63 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | 25.51% | 21.98% | — | — |
| Earnings Growth % | 19.6% | -15.57% | — | — |
| Profit Margin % | 7.88% | 8.27% | 11.95% | — |
| Operating Margin % | 11.07% | 10.74% | 15.44% | — |
| Gross Margin % | 46.62% | 48.88% | 57.7% | — |
| EBITDA Margin % | 12.59% | 12.54% | 17.57% | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
No dividend history available.
Stock Splits
No stock split history available.