Navient Corporation

$9.01 ▲ 0.12%
2026-04-21 08:20:01

Explore Navient Corporation stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.

Market Cap
$839.64 M
Current Price
$9.01
52W High / Low
$16.07 / $7.8
Stock P/E
Book Value
$25.12
Dividend Yield
7.1%
ROCE
ROE
-3.17%
Face Value
EPS
$-0.81
Exp Qtr EPS
Sector
Financial Services
Industry
Credit Services
Employees
670
Beta
1.29
Debt / Equity
1,908.5
Current Ratio
9.24
Quick Ratio
Forward P/E
8.32
Price / Sales
2.29
Enterprise Value
$45.86 B
EV / EBITDA
EV / Revenue
138.97
Rating
Hold
Target Price
$9.56
EPS Forecast (FY)

Pros

  • Valuation is not stretched on P/E basis.
  • Meaningful dividend yield is available.

Cons

  • Return on equity is on the weaker side.
  • Leverage is relatively high.
  • Operating margin is thin.
  • Net margin is relatively low.

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Quarterly Results

Figures shown in M / B

Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024
Sales137 M161 M156 M156 M251 M
Operating Profit
Net Profit-5 M-86 M14 M-2 M24 M
EPS in Rs-0.05-0.90.15-0.020.25

Profit & Loss

Figures shown in M / B

2025202420232022
Sales610 M961 M1.28 B1.74 B
Operating Profit
Net Profit-80 M131 M228 M645 M
EPS in Rs-0.841.382.46.78

Balance Sheet

Figures shown in M / B

2025202420232022
Total Assets48.68 B51.79 B61.38 B70.8 B
Total Liabilities46.28 B49.15 B58.62 B67.82 B
Equity2.4 B2.64 B2.76 B2.98 B
Current Assets
Current Liabilities

Cash Flow

Last available yearly cash flow history

2025202420232022
Operating CF441 M459 M676 M305 M
Investing CF2.71 B8.47 B7.36 B10.59 B
Financing CF-3.15 B-9.62 B-10.05 B-9.66 B
Free CF441 M459 M676 M305 M
Capex

5Y Margin & Growth History

Last 5 year derived history from yfinance annual statements

2025202420232022
Revenue Growth %-36.52%-24.86%-26.37%
Earnings Growth %-161.07%-42.54%-64.65%
Profit Margin %-13.11%13.63%17.83%37.13%
Operating Margin %
Gross Margin %
EBITDA Margin %

Dividend & Split History

Latest dividend and stock split events stored from yfinance

Dividend History

Ex DateDividend
2026-03-06$0.16
2025-12-05$0.16
2025-09-05$0.16
2025-06-06$0.16
2025-03-07$0.16
2024-12-06$0.16
2024-09-06$0.16
2024-06-07$0.16
2024-02-29$0.16
2023-11-30$0.16
2023-08-31$0.16
2023-06-01$0.16
2023-03-02$0.16
2022-12-01$0.16
2022-09-01$0.16
2022-06-02$0.16
2022-03-03$0.16
2021-12-02$0.16
2021-09-02$0.16
2021-06-03$0.16

Stock Splits

No stock split history available.

Shareholding Pattern

Shares and value shown in M / B

Holder Name Type Shares Value % Out Report Date
iShares Trust-iShares Core S&P Small-Cap ETF Mutual Fund 4.06 M $33.68 M 0.04% 2026-01-31
DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio Mutual Fund 1.92 M $15.9 M 0.02% 2026-01-31
American Century ETF Trust-Avantis U.S. Small Cap Value ETF Mutual Fund 1.78 M $14.74 M 0.02% 2026-01-31
iShares Trust-iShares Russell 2000 ETF Mutual Fund 1.74 M $14.44 M 0.02% 2026-01-31
Dimensional ETF Trust-Dimensional U.S. Targeted Value ETF Mutual Fund 0.77 M $6.37 M 0.01% 2026-01-31
DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Portfolio Mutual Fund 0.73 M $6.07 M 0.01% 2026-01-31
Sherborne Investors Management, LP Institutional 29.45 M $244.43 M 0.31% 2025-12-31
Blackrock Inc. Institutional 12.26 M $101.79 M 0.13% 2025-12-31
Vanguard Group Inc Institutional 7.48 M $62.11 M 0.08% 2025-12-31
Dimensional Fund Advisors LP Institutional 7.34 M $60.93 M 0.08% 2025-12-31
State Street Corporation Institutional 3.51 M $29.13 M 0.04% 2025-12-31
Charles Schwab Investment Management, Inc. Institutional 2.48 M $20.62 M 0.03% 2025-12-31
American Century Companies Inc Institutional 2.15 M $17.82 M 0.02% 2025-12-31
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund Mutual Fund 2.03 M $16.83 M 0.02% 2025-12-31
Geode Capital Management, LLC Institutional 1.67 M $13.88 M 0.02% 2025-12-31