Oportun Financial Corporation
$5.82
▲
0.88%
2026-04-21 08:39:01
oportun.com
NMS: OPRT
Explore Oportun Financial Corporation stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$258.99 M
Current Price
$5.82
52W High / Low
$7.96 / $4.03
Stock P/E
10.26
Book Value
$8.78
Dividend Yield
—
ROCE
—
ROE
6.79%
Face Value
—
EPS
$0.54
Exp Qtr EPS
—
Sector
Financial Services
Industry
Credit Services
Employees
2,405
Beta
1.14
Debt / Equity
720.61
Current Ratio
6.48
Quick Ratio
—
Forward P/E
2.59
Price / Sales
0.3
Enterprise Value
$2.93 B
EV / EBITDA
—
EV / Revenue
4.03
Rating
Buy
Target Price
$7.92
EPS Forecast (FY)
—
Pros
- Valuation is not stretched on P/E basis.
Cons
- Return on equity is on the weaker side.
- Leverage is relatively high.
- Net margin is relatively low.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | Green Dot Corporation | $12.47 | — | $689.04 M | — | 3.1% | -11.21% | $15.41 / $7.33 | $16.02 |
| 2. | Medallion Financial Corp. | $9.45 | 5.17 | $222.36 M | 5.08% | — | 11.69% | $11 / $7.85 | $18.11 |
| 3. | Bread Financial Holdings, Inc. | $91.75 | 7.57 | $3.93 B | 1.02% | — | 16.34% | $91.3 / $44.57 | $75.44 |
| 4. | Federal Agricultural Mortgage Corporation | $174.78 | 8.92 | $1.85 B | 3.66% | — | 12.93% | $210.64 / $136.57 | $111.54 |
| 5. | Jefferson Capital, Inc. | $21.15 | 6.26 | $1.18 B | 4.51% | 12.33% | 43.78% | $23.8 / $15.98 | $8.17 |
| 6. | Capital One Financial Corporation | $201.85 | 60.17 | $129.08 B | 1.56% | — | 2.39% | $259.63 / $158.42 | $173.11 |
| 7. | The Western Union Company | $9.52 | 6.02 | $3.01 B | 10.26% | 19.54% | 51.86% | $10.37 / $7.85 | $3.03 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | |
|---|---|---|---|---|---|---|
| Sales | 90.41 M | 105.05 M | 104.55 M | 105.83 M | 93.39 M | — |
| Operating Profit | — | — | — | — | — | — |
| Net Profit | 3.4 M | 5.2 M | 6.88 M | 9.77 M | 8.74 M | — |
| EPS in Rs | 0.08 | 0.12 | 0.15 | 0.22 | 0.2 | -0.75 |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 405.84 M | 295.2 M | 280.67 M | 640.66 M |
| Operating Profit | — | — | — | — |
| Net Profit | 25.25 M | -78.68 M | -179.95 M | -77.74 M |
| EPS in Rs | 0.57 | -1.77 | -4.04 | -1.75 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 3.26 B | 3.23 B | 3.41 B | 3.61 B |
| Total Liabilities | 2.87 B | 2.87 B | 3.01 B | 3.07 B |
| Equity | 390.08 M | 353.81 M | 404.4 M | 547.6 M |
| Current Assets | — | — | — | — |
| Current Liabilities | — | — | — | — |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | 413.41 M | 393.52 M | 392.76 M | 247.88 M |
| Investing CF | -369.73 M | -193.69 M | -286.18 M | -1.17 B |
| Financing CF | -59.38 M | -191.22 M | -104.39 M | 934.53 M |
| Free CF | 389.08 M | 374.33 M | 361.5 M | 198.98 M |
| Capex | -24.33 M | -19.19 M | -31.26 M | -48.89 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | 5.18% | -56.19% | — | — |
| Earnings Growth % | 56.28% | -131.47% | — | — |
| Profit Margin % | -26.65% | -64.12% | -12.14% | — |
| Operating Margin % | — | — | — | — |
| Gross Margin % | — | — | — | — |
| EBITDA Margin % | — | — | — | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
No dividend history available.
Stock Splits
No stock split history available.