PRA Group, Inc.
$21.35
0%
2026-04-21 08:56:00
www.pragroup.com
NMS: PRAA
Explore PRA Group, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$812.13 M
Current Price
$21.35
52W High / Low
$21.45 / $10.25
Stock P/E
—
Book Value
$25.48
Dividend Yield
—
ROCE
5.04%
ROE
-25.96%
Face Value
—
EPS
$-7.79
Exp Qtr EPS
—
Sector
Financial Services
Industry
Credit Services
Employees
2,615
Beta
1.14
Debt / Equity
359.61
Current Ratio
16.97
Quick Ratio
18.2
Forward P/E
6.45
Price / Sales
0.62
Enterprise Value
$4.43 B
EV / EBITDA
11.28
EV / Revenue
3.69
Rating
None
Target Price
$26
EPS Forecast (FY)
—
Pros
- Short-term liquidity looks comfortable.
- Strong operating margin profile.
- Valuation is not stretched on P/E basis.
Cons
- Return on equity is on the weaker side.
- Capital efficiency is modest.
- Leverage is relatively high.
- Net margin is relatively low.
Sift Stocks
| S.No. | Name | Price | P.E. | Market Cap | Div Yld % | ROCE | ROE | 52Week High/ Low | Book Value |
|---|---|---|---|---|---|---|---|---|---|
| 1. | Jefferson Capital, Inc. | $21.15 | 6.26 | $1.18 B | 4.51% | 12.33% | 43.78% | $23.8 / $15.98 | $8.17 |
| 2. | Oportun Financial Corporation | $5.82 | 10.26 | $258.99 M | — | — | 6.79% | $7.96 / $4.03 | $8.78 |
| 3. | Visa Inc. | $309.47 | 29.07 | $591.64 B | 0.85% | 41.12% | 53.95% | $375.51 / $293.89 | $20.03 |
| 4. | Enova International, Inc. | $165.23 | 13.31 | $4.11 B | — | 6.7% | 24.34% | $176.68 / $88.11 | $54.08 |
| 5. | Vroom, Inc. | $16.89 | — | $79.08 M | — | -13.25% | -20.91% | $6.3 / $5.25 | $22.43 |
| 6. | Bread Financial Holdings, Inc. | $91.75 | 7.57 | $3.93 B | 1.02% | — | 16.34% | $91.3 / $44.57 | $75.44 |
| 7. | The Western Union Company | $9.52 | 6.02 | $3.01 B | 10.26% | 19.54% | 51.86% | $10.37 / $7.85 | $3.03 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | |
|---|---|---|---|---|---|---|
| Sales | 336.42 M | 314.15 M | 290.73 M | 272.04 M | 295.94 M | — |
| Operating Profit | 93.73 M | 59.86 M | 49.62 M | 40.42 M | 58.72 M | — |
| Net Profit | 56.53 M | -407.7 M | 42.37 M | 3.66 M | 18.46 M | — |
| EPS in Rs | 1.47 | -10.6 | 1.1 | 0.1 | 0.48 | — |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 1.21 B | 1.12 B | 802.55 M | 966.52 M |
| Operating Profit | 243.63 M | 209.76 M | -81.23 M | 155.12 M |
| Net Profit | -305.14 M | 70.6 M | -83.48 M | 117.15 M |
| EPS in Rs | -7.94 | 1.84 | -2.17 | 3.05 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 5.1 B | 4.93 B | 4.53 B | 4.18 B |
| Total Liabilities | 4.06 B | 3.74 B | 3.29 B | 2.89 B |
| Equity | 979.85 M | 1.14 B | 1.17 B | 1.23 B |
| Current Assets | 4.88 B | 4.32 B | 3.86 B | 3.48 B |
| Current Liabilities | 267.81 M | 333.2 M | 271.72 M | 257.41 M |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | -85.54 M | -94.59 M | -97.53 M | 21.59 M |
| Investing CF | -59.94 M | -382.47 M | -234.86 M | 120.45 M |
| Financing CF | 115.97 M | 490.84 M | 355.3 M | -121.34 M |
| Free CF | -90.36 M | -98.64 M | -100.42 M | 8.34 M |
| Capex | -4.82 M | -4.04 M | -2.89 M | -13.25 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | 40.03% | -16.96% | — | — |
| Earnings Growth % | 184.58% | -171.26% | — | — |
| Profit Margin % | 6.28% | -10.4% | 12.12% | — |
| Operating Margin % | 18.67% | -10.12% | 16.05% | — |
| Gross Margin % | 61.01% | 41.37% | 56.94% | — |
| EBITDA Margin % | 18.61% | -7.8% | 17.63% | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
No dividend history available.
Stock Splits
No stock split history available.