SLM Corporation

$23.11 ▼ -0.46%
2026-04-21 09:28:00

Explore SLM Corporation stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.

Market Cap
$4.57 B
Current Price
$23.11
52W High / Low
$34.97 / $17.77
Stock P/E
6.13
Book Value
$11.04
Dividend Yield
2.25%
ROCE
ROE
32.3%
Face Value
EPS
$3.46
Exp Qtr EPS
Sector
Financial Services
Industry
Credit Services
Employees
1,788
Beta
1.05
Debt / Equity
239.09
Current Ratio
1.28
Quick Ratio
Forward P/E
6.56
Price / Sales
2.58
Enterprise Value
$6.08 B
EV / EBITDA
EV / Revenue
3.68
Rating
Buy
Target Price
$28.64
EPS Forecast (FY)

Pros

  • Healthy return on equity.
  • Strong operating margin profile.
  • Net margin remains healthy.
  • Valuation is not stretched on P/E basis.
  • Meaningful dividend yield is available.

Cons

  • Leverage is relatively high.

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1. Federal Agricultural Mortgage Corporation $132.64 8.92 $1.85 B 3.66% 12.93% $210.64 / $136.57 $111.54
2. Regional Management Corp. $39.76 8.41 $373.66 M 3.02% 12.16% $46 / $26.06 $39.05
3. Vroom, Inc. $16.89 $79.08 M -13.25% -20.91% $6.3 / $5.25 $22.43
4. Visa Inc. $309.47 29.07 $591.64 B 0.85% 41.12% 53.95% $375.51 / $293.89 $20.03
5. American Express Company $332.85 21.63 $228.84 B 1.15% 33.99% $387.49 / $239.27 $48.8
6. FirstCash Holdings, Inc. $206.72 27.86 $9.09 B 0.82% 11.49% 15.26% $210.19 / $119 $51.77
7. Open Lending Corporation $1.77 $201.23 M -2.67% -5.54% $2.7 / $0.8 $0.64

Quarterly Results

Figures shown in M / B

Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024
Sales454.1 M545.68 M403.6 M581.01 M389.97 M
Operating Profit
Net Profit233.19 M135.85 M71.27 M304.54 M111.55 M
EPS in Rs1.180.690.361.540.56

Profit & Loss

Figures shown in M / B

2025202420232022
Sales1.98 B1.85 B1.81 B1.82 B
Operating Profit
Net Profit744.85 M608.33 M581.39 M469.01 M
EPS in Rs3.763.072.932.37

Balance Sheet

Figures shown in M / B

2025202420232022
Total Assets29.75 B30.07 B29.17 B28.81 B
Total Liabilities27.29 B27.91 B27.29 B27.08 B
Equity2.45 B2.16 B1.88 B1.73 B
Current Assets
Current Liabilities

Cash Flow

Last available yearly cash flow history

2025202420232022
Operating CF-398.58 M-329.39 M-144.64 M4.99 M
Investing CF1.05 B675.99 M-12.46 M1.08 B
Financing CF-1.1 B228.16 M-316.23 M-854.89 M
Free CF-398.58 M-329.39 M-144.64 M4.99 M
Capex

5Y Margin & Growth History

Last 5 year derived history from yfinance annual statements

2024202320222021
Revenue Growth %2.2%-0.77%
Earnings Growth %4.63%23.96%
Profit Margin %32.9%32.13%25.72%
Operating Margin %
Gross Margin %
EBITDA Margin %

Dividend & Split History

Latest dividend and stock split events stored from yfinance

Dividend History

Ex DateDividend
2026-03-05$0.13
2025-12-04$0.13
2025-09-04$0.13
2025-06-05$0.13
2025-03-05$0.13
2024-12-05$0.13
2024-09-05$0.11
2024-06-06$0.11
2024-03-01$0.11
2023-12-01$0.11
2023-08-31$0.11
2023-06-01$0.11
2023-03-02$0.11
2022-12-01$0.11
2022-09-01$0.11
2022-06-02$0.11
2022-03-03$0.11
2021-12-02$0.11
2021-09-02$0.03
2021-06-03$0.03

Stock Splits

No stock split history available.

Shareholding Pattern

Shares and value shown in M / B

Holder Name Type Shares Value % Out Report Date
Fidelity Rutland Square TRT II-Strategic Advisers Fidelity U.S. Total Mutual Fund 2.68 M $58.05 M 0.01% 2026-02-28
iShares Trust-iShares Core S&P Mid-Cap ETF Mutual Fund 6.5 M $140.68 M 0.03% 2026-01-31
American Century ETF Trust-Avantis U.S. Small Cap Value ETF Mutual Fund 4.79 M $103.68 M 0.02% 2026-01-31
Vanguard Group Inc Institutional 22.4 M $484.67 M 0.11% 2025-12-31
Blackrock Inc. Institutional 18.79 M $406.56 M 0.09% 2025-12-31
FMR, LLC Institutional 18.36 M $397.27 M 0.09% 2025-12-31
Barrow, Hanley Mewhinney & Strauss, LLC Institutional 14.53 M $314.34 M 0.07% 2025-12-31
Brave Warrior Advisors, LLC Institutional 12.83 M $277.68 M 0.06% 2025-12-31
Capital Research Global Investors Institutional 11.27 M $243.85 M 0.06% 2025-12-31
SmallCap World Fund Inc Mutual Fund 10.3 M $222.81 M 0.05% 2025-12-31
Impactive Capital, LP Institutional 7.23 M $156.35 M 0.04% 2025-12-31
Price (T.Rowe) Associates Inc Institutional 7.18 M $155.29 M 0.04% 2025-12-31
Massachusetts Financial Services Co. Institutional 6.85 M $148.31 M 0.03% 2025-12-31
State Street Corporation Institutional 6.47 M $139.94 M 0.03% 2025-12-31
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund Mutual Fund 6.06 M $131.04 M 0.03% 2025-12-31