Upstart Holdings, Inc.
$34.86
▲
0.87%
2026-04-21 10:03:00
www.upstart.com
NMS: UPST
Explore Upstart Holdings, Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.
Market Cap
$3.42 B
Current Price
$34.86
52W High / Low
$87.3 / $23.96
Stock P/E
63.78
Book Value
$8.15
Dividend Yield
—
ROCE
—
ROE
7.49%
Face Value
—
EPS
$0.45
Exp Qtr EPS
—
Sector
Financial Services
Industry
Credit Services
Employees
1,405
Beta
2.16
Debt / Equity
237.46
Current Ratio
13.1
Quick Ratio
—
Forward P/E
8.48
Price / Sales
2.49
Enterprise Value
$3.91 B
EV / EBITDA
39.47
EV / Revenue
3.64
Rating
Buy
Target Price
$45.27
EPS Forecast (FY)
—
Pros
- Core market and financial snapshot is available for screening.
Cons
- Return on equity is on the weaker side.
- Leverage is relatively high.
- Net margin is relatively low.
- Valuation is rich on a P/E basis.
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|---|---|---|---|---|---|---|---|---|---|
| 1. | Enova International, Inc. | $165.23 | 13.31 | $4.11 B | — | 6.7% | 24.34% | $176.68 / $88.11 | $54.08 |
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| 4. | SUI Group Holdings Limited | $1.43 | — | $113.67 M | — | — | -2.8% | $8.66 / $1.09 | $2.21 |
| 5. | CPI Card Group Inc. | $18.88 | 14.47 | $216.35 M | — | 17.19% | -56.46% | $27.71 / $10.81 | $-1.51 |
| 6. | FirstCash Holdings, Inc. | $206.72 | 27.86 | $9.09 B | 0.82% | 11.49% | 15.26% | $210.19 / $119 | $51.77 |
| 7. | PRA Group, Inc. | $21.35 | — | $812.13 M | — | 5.04% | -25.96% | $21.45 / $10.25 | $25.48 |
Quarterly Results
Figures shown in M / B
| Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | |
|---|---|---|---|---|---|---|
| Sales | 276.22 M | 277.11 M | 257.29 M | 213.37 M | 211.27 M | — |
| Operating Profit | — | — | — | — | — | — |
| Net Profit | 18.64 M | 31.8 M | 5.61 M | -2.45 M | -2.75 M | — |
| EPS in Rs | 0.2 | 0.34 | 0.06 | -0.03 | -0.03 | — |
Profit & Loss
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Sales | 1.02 B | 628.83 M | 508.12 M | 837.76 M |
| Operating Profit | — | — | — | — |
| Net Profit | 53.6 M | -128.58 M | -240.13 M | -108.67 M |
| EPS in Rs | 0.57 | -1.36 | -2.53 | -1.15 |
Balance Sheet
Figures shown in M / B
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Total Assets | 2.97 B | 2.37 B | 2.02 B | 1.94 B |
| Total Liabilities | 2.18 B | 1.73 B | 1.38 B | 1.26 B |
| Equity | 798.82 M | 633.22 M | 635.3 M | 672.43 M |
| Current Assets | — | — | — | — |
| Current Liabilities | — | — | — | — |
Cash Flow
Last available yearly cash flow history
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Operating CF | -147.72 M | 186.33 M | -111.71 M | -657.86 M |
| Investing CF | -177.17 M | -237.73 M | -118.45 M | -114.12 M |
| Financing CF | 405.64 M | 559.87 M | 165.49 M | 113.21 M |
| Free CF | -166.13 M | 176.34 M | -123.8 M | -680.77 M |
| Capex | -18.41 M | -9.99 M | -12.09 M | -22.91 M |
5Y Margin & Growth History
Last 5 year derived history from yfinance annual statements
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Revenue Growth % | 23.76% | -39.35% | — | — |
| Earnings Growth % | 46.45% | -120.98% | — | — |
| Profit Margin % | -20.45% | -47.26% | -12.97% | — |
| Operating Margin % | — | — | — | — |
| Gross Margin % | — | — | — | — |
| EBITDA Margin % | — | — | — | — |
Dividend & Split History
Latest dividend and stock split events stored from yfinance
Dividend History
No dividend history available.
Stock Splits
No stock split history available.