Pineapple Financial Inc.

$0.61 ▲ 1.4%
2026-04-21 08:44:01

Explore Pineapple Financial Inc. stock price, valuation, financial statements, dividend history, analyst estimates, and long-term business fundamentals on StockSifting.

Market Cap
$15.44 M
Current Price
$0.61
52W High / Low
$9.53 / $0.2
Stock P/E
Book Value
$-4.08
Dividend Yield
ROCE
-107.98%
ROE
-322.56%
Face Value
EPS
$-8.26
Exp Qtr EPS
Sector
Financial Services
Industry
Mortgage Finance
Employees
39
Beta
2.34
Debt / Equity
1.47
Current Ratio
0.12
Quick Ratio
0.77
Forward P/E
15.23
Price / Sales
5.4
Enterprise Value
$27.63 M
EV / EBITDA
-12.31
EV / Revenue
9.39
Rating
None
Target Price
$5
EPS Forecast (FY)

Pros

  • Valuation is not stretched on P/E basis.

Cons

  • Return on equity is on the weaker side.
  • Capital efficiency is modest.
  • Current ratio suggests tighter short-term liquidity.
  • Operating margin is thin.
  • Net margin is relatively low.

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1. Onity Group Inc. $45.25 2.04 $387.08 M 1.09% 1.46% 32.38% $54.1 / $28.8 $73.68
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4. Velocity Financial, Inc. $19.94 7.43 $780.78 M 17.56% $21.39 / $16.12 $17.26
5. Beeline Holdings, Inc. $2.19 $67.12 M -11.27% -44.19% $4.65 / $0.62 $1.92
6. UWM Holdings Corporation $3.98 232.57 $6.37 B 10.05% 13.38% $7.14 / $3.38 $0.74
7. PennyMac Financial Services, Inc. $94.3 9.82 $4.92 B 1.27% 2.96% 12.31% $160.36 / $82.65 $82.77

Quarterly Results

Figures shown in M / B

Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024
Sales4.44 M16.55 M0.75 M4.56 M4.76 M
Operating Profit-0.16 M-0.92 M-0.67 M-0.5 M-0.52 M
Net Profit-6.44 M-1.82 M-0.56 M-0.6 M-0.66 M
EPS in Rs-0.25-0.07-0.02-0.02-0.03

Profit & Loss

Figures shown in M / B

2025202420232022
Sales18.81 M17.58 M16.43 M3.6 M
Operating Profit-2.61 M-3.73 M-2.81 M-2.72 M
Net Profit-3.64 M-4.1 M-2.81 M-2.81 M
EPS in Rs-0.14-0.16-0.11-0.11

Balance Sheet

Figures shown in M / B

2025202420232022
Total Assets5.42 M4.1 M4.63 M6.43 M
Total Liabilities4.51 M2.75 M2.84 M1.8 M
Equity0.91 M1.35 M1.79 M4.63 M
Current Assets2.32 M0.89 M1.7 M4.48 M
Current Liabilities3 M1.4 M1.17 M0.78 M

Cash Flow

Last available yearly cash flow history

2025202420232022
Operating CF-0.95 M-1.71 M-2.12 M-1.83 M
Investing CF-0.94 M-1.12 M-1.36 M-1.05 M
Financing CF3.45 M2.91 M0.35 M-0.06 M
Free CF-1.89 M-2.83 M-3.48 M-2.89 M
Capex-0.94 M-1.12 M-1.36 M-1.05 M

5Y Margin & Growth History

Last 5 year derived history from yfinance annual statements

2024202320222021
Revenue Growth %7%356.39%
Earnings Growth %-46.05%0.04%
Profit Margin %-23.33%-17.09%-78.04%
Operating Margin %-21.22%-17.08%-75.42%
Gross Margin %1.43%1.05%34.45%
EBITDA Margin %-16.76%-14.07%-68.32%

Dividend & Split History

Latest dividend and stock split events stored from yfinance

Dividend History

No dividend history available.

Stock Splits

DateSplit
2025-07-161:0.05

Shareholding Pattern

Shares and value shown in M / B

Holder Name Type Shares Value % Out Report Date
Polar Asset Management Partners Inc. Institutional 0.13 M $0.09 M 0.13% 2025-12-31
Steward Partners Investment Advisory, LLC Institutional 0.01 M $0.01 M 0.01% 2025-12-31
TD Waterhouse Canada Inc. Institutional 0 M $0 M 0% 2025-12-31
Morgan Stanley Institutional 0 M $0 M 0% 2025-12-31
Tower Research Capital LLC (TRC) Institutional 0 M $0 M 0% 2025-12-31
Meteora Capital, LLC Institutional 0 M 2025-12-31