Credit Services Industry Stocks
The Credit Services industry includes 43 US-listed companies on StockSifting — NYSE and NASDAQ stocks that sit within the broader Financial Services sector of the American equity market. A review of these businesses highlights recurring competitive themes such as Financial, Loans, Consumer, Payment, Headquartered, which typically drive revenue growth, margin expansion, and capital allocation decisions across this industry. Names like Visa Inc., Mastercard Incorporated, American Express Company, and Capital One Financial Corporation show how companies in the Credit Services space compete through differentiated strategies including scale advantages, specialised IP, pricing power, distribution networks, and technology platforms. For US investors, this industry-level view is one of the most efficient ways to compare P/E ratios, ROCE, ROE, dividend yield, market cap, and 52-week trading ranges across true peers — companies that face the same macro drivers, regulatory environment, and end-market demand. Use the table below to rank all Credit Services stocks by any fundamental metric and identify which US-listed companies in this industry offer the best combination of quality, value, and growth for your portfolio.
About the Credit Services industry
This Credit Services industry page is designed for US investors who want a cleaner peer comparison set. Instead of screening unrelated stocks together, you can review businesses from the same industry, compare valuation and profitability, and move into individual company pages for deeper research.
43 Companies in Credit Services
Compare US-listed companies by price, P/E ratio, market cap, dividend yield, ROCE, ROE, and 52-week high-low range.
| S.No.↑ | Company Name↕ | Price↕ | P/E↕ | Market Cap↕ | Div Yield↕ | ROCE↕ | ROE↕ | 52 Week High↕ | 52 Week Low↕ |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Visa Inc. | $323.57 | 26.47 | $588.6 B | 0.84% | 41.12% | 58.9% | $375.51 | $293.89 |
| 2 | Mastercard Incorporated | $491.08 | 27.74 | $431.85 B | 0.72% | 62.16% | 206.14% | $601.77 | $464.52 |
| 3 | American Express Company | $310.66 | 18.8 | $210.92 B | 1.22% | — | 33.95% | $387.49 | $286.15 |
| 4 | Capital One Financial Corporation | $180.67 | 34.8 | $112.17 B | 1.75% | — | 2.86% | $259.64 | $174.98 |
| 5 | PayPal Holdings, Inc. | $41.29 | 7.24 | $36.64 B | 1.31% | 18.96% | 25.08% | $79.5 | $38.46 |
| 6 | Synchrony Financial | $70.84 | 6.61 | $23.81 B | 1.7% | — | 21.41% | $88.77 | $56.98 |
| 7 | Affirm Holdings, Inc. | $63.61 | 55.71 | $21.3 B | — | 3.08% | 11.17% | $100 | $42.09 |
| 8 | SoFi Technologies, Inc. | $16.03 | 35.64 | $20.56 B | 0% | — | 6.25% | $32.73 | $13.46 |
| 9 | Ally Financial Inc. | $42.77 | 9.31 | $13 B | 2.83% | — | 9.19% | $47.27 | $34.73 |
| 10 | FirstCash Holdings, Inc. | $225.44 | 27.88 | $9.88 B | 0.76% | 11.49% | 15.91% | $235.97 | $119.21 |
| 11 | Credit Acceptance Corporation | $544.71 | 12.61 | $5.72 B | — | 7.53% | 29.39% | $579.79 | $401.9 |
| 12 | Nelnet, Inc. | $129.03 | 11.16 | $4.65 B | 1.02% | — | 11.39% | $144.38 | $112.16 |
| 13 | SLM Corporation | $22.39 | 5.63 | $4.21 B | 2.33% | — | 31.16% | $34.97 | $17.77 |
| 14 | Enova International, Inc. | $168.82 | 12.79 | $4.18 B | — | 6.7% | 24.88% | $176.68 | $92.55 |
| 15 | Sezzle Inc. | $116.01 | 27.44 | $4.07 B | — | 52.43% | 90.93% | $186.74 | $49.5 |
| 16 | Bread Financial Holdings, Inc. | $91.11 | 6.55 | $3.68 B | 1.01% | — | 17.11% | $99.13 | $49.17 |
| 17 | Upstart Holdings, Inc. | $29.74 | 58.68 | $2.9 B | — | — | 7.29% | $87.3 | $23.96 |
| 18 | The Western Union Company | $7.48 | 5.6 | $2.47 B | 10.26% | 19.54% | 47.95% | $10.35 | $7.38 |
| 19 | EZCORP, Inc. | $31.95 | 13.43 | $1.97 B | — | 8.51% | 13.94% | $37.12 | $12.85 |
| 20 | Federal Agricultural Mortgage Corporation | $180.99 | 8.94 | $1.94 B | 3.51% | — | 13.01% | $210.64 | $136.57 |
| 21 | Federal Agricultural Mortgage Corporation | $140.6 | 8.94 | $1.94 B | 3.51% | — | 13.01% | $210.64 | $136.57 |
| 22 | Encore Capital Group, Inc. | $81.46 | 5.81 | $1.72 B | — | 12.26% | 30.7% | $92.64 | $35.67 |
| 23 | Federal Agricultural Mortgage Corporation | $134 | 7.71 | $1.45 B | 0.05% | — | 0.13% | $148.94 | $115 |
| 24 | Atlanticus Holdings Corporation | $84.1 | 9.21 | $1.24 B | 0.73% | — | 20.99% | $93.2 | $45.74 |
| 25 | OppFi Inc. | $8.31 | 18.11 | $1.2 B | 0.54% | 57.26% | 134.28% | $15.03 | $7.36 |
| 26 | Jefferson Capital, Inc. | $16.24 | 5.51 | $888.91 M | 5.99% | 12.33% | 36.53% | $23.8 | $15.5 |
| 27 | World Acceptance Corporation | $167.3 | 19.19 | $820.56 M | — | — | 10.8% | $185.48 | $110 |
| 28 | Navient Corporation | $7.81 | — | $730.3 M | 8.24% | — | -2.45% | $16.07 | $7.33 |
| 29 | Green Dot Corporation | $12.66 | — | $726.07 M | — | 3.1% | -7.74% | $15.41 | $9.19 |
| 30 | PRA Group, Inc. | $16.01 | — | $586.23 M | — | 5.04% | -26.42% | $22.55 | $10.25 |
| 31 | TROOPS, Inc. | $2.24 | — | $421.45 M | — | -2.75% | -43.28% | $5.28 | $0.61 |
| 32 | Regional Management Corp. | $35.93 | 6.78 | $330.85 M | 3.34% | — | 13.16% | $46 | $26.8 |
| 33 | Open Lending Corporation | $2.11 | — | $249.44 M | — | -2.67% | -7.04% | $2.7 | $1.18 |
| 34 | Medallion Financial Corp. | $9.56 | 6.33 | $227.89 M | 5.82% | — | 8.97% | $11 | $7.85 |
| 35 | Oportun Financial Corporation | $4.75 | 12.19 | $217.26 M | — | — | 4.61% | $7.96 | $4.03 |
| 36 | Consumer Portfolio Services, Inc. | $9.43 | 10.36 | $208.96 M | — | — | 6.54% | $10.49 | $6.67 |
| 37 | CPI Card Group Inc. | $17.05 | 16 | $195.66 M | — | 17.19% | 11.3% | $25.5 | $10.81 |
| 38 | SUI Group Holdings Limited | $1.17 | — | $89.86 M | — | — | -172.42% | $8.66 | $1.09 |
| 39 | Vroom, Inc. | $9.4 | — | $9.71 M | — | -13.25% | -466.37% | $34.99 | $9.04 |
| 40 | Sentage Holdings Inc. | $2.38 | — | $0.91 M | — | -15.28% | -18.77% | $12.7 | $1.6 |
| 41 | Antalpha Platform Holding Compa | — | — | — | — | — | — | — | — |
| 42 | Finance of America Companies Inc. | — | — | — | — | — | — | — | — |
| 43 | OneMain Holdings, Inc. | — | — | — | — | — | — | — | — |