Credit Services Industry Stocks
The Credit Services industry currently includes 39 publicly traded companies in the StockSifting database and sits within Financial Services. Reviewing company descriptions in this group highlights recurring themes such as Essence, Delivers, Organization, Financial, Loans. Names like Visa Inc., Mastercard Incorporated, American Express Company, and Capital One Financial Corporation illustrate how businesses in this industry may compete through scale, specialization, pricing power, technology, distribution, or customer relationships. For US investors, this industry view is useful for comparing valuation multiples, profitability, dividends, return ratios, and 52-week price ranges across similar businesses instead of mixing unrelated peers. Use the table below to screen the full list, compare fundamentals, and narrow down which stocks merit further research.
About the Credit Services industry
This Credit Services industry page is designed for US investors who want a cleaner peer comparison set. Instead of screening unrelated stocks together, you can review businesses from the same industry, compare valuation and profitability, and move into individual company pages for deeper research.
39 Companies in Credit Services
Compare US-listed companies by price, P/E ratio, market cap, dividend yield, ROCE, ROE, and 52-week high-low range.
| S.No.↑ | Company Name↕ | Price↕ | P/E↕ | Market Cap↕ | Div Yield↕ | ROCE↕ | ROE↕ | 52 Week High↕ | 52 Week Low↕ |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Visa Inc. | $309.47 | 29.07 | $591.64 B | 0.85% | 41.12% | 53.95% | $375.51 | $293.89 |
| 2 | Mastercard Incorporated | $509.14 | 30.85 | $455.46 B | 0.67% | 62.16% | 2.1% | $601.77 | $480.5 |
| 3 | American Express Company | $332.85 | 21.63 | $228.84 B | 1.15% | — | 33.99% | $387.49 | $239.27 |
| 4 | Capital One Financial Corporation | $201.85 | 60.17 | $129.08 B | 1.56% | — | 2.39% | $259.63 | $158.42 |
| 5 | PayPal Holdings, Inc. | $50.93 | 9.44 | $46.07 B | 1.09% | 18.96% | 25.73% | $79.5 | $38.46 |
| 6 | Synchrony Financial | $78.34 | 8.1 | $27.39 B | 1.53% | — | 21.3% | $88.77 | $46.13 |
| 7 | SoFi Technologies, Inc. | $18.99 | 49.22 | $24.33 B | 0% | — | 5.66% | $32.73 | $10.49 |
| 8 | Ally Financial Inc. | $46 | 11.21 | $14.19 B | 2.65% | — | 5.8% | $47.27 | $29.91 |
| 9 | FirstCash Holdings, Inc. | $206.72 | 27.86 | $9.09 B | 0.82% | 11.49% | 15.26% | $210.19 | $119 |
| 10 | Credit Acceptance Corporation | $542.71 | 13.36 | $5.66 B | — | 7.53% | 25.9% | $549.75 | $401.9 |
| 11 | Nelnet, Inc. | $138.72 | 11.67 | $5 B | 0.95% | — | 11.59% | $142.87 | $102 |
| 12 | SLM Corporation | $23.11 | 6.13 | $4.57 B | 2.25% | — | 32.3% | $34.97 | $17.77 |
| 13 | Enova International, Inc. | $165.23 | 13.31 | $4.11 B | — | 6.7% | 24.34% | $176.68 | $88.11 |
| 14 | Affirm Holdings, Inc. | $67.06 | 76.1 | $3.97 B | — | 3.08% | 8.92% | $100 | $39.35 |
| 15 | Bread Financial Holdings, Inc. | $91.75 | 7.57 | $3.93 B | 1.02% | — | 16.34% | $91.3 | $44.57 |
| 16 | Upstart Holdings, Inc. | $34.86 | 63.78 | $3.42 B | — | — | 7.49% | $87.3 | $23.96 |
| 17 | The Western Union Company | $9.52 | 6.02 | $3.01 B | 10.26% | 19.54% | 51.86% | $10.37 | $7.85 |
| 18 | Sezzle Inc. | $85.67 | 20.49 | $2.73 B | — | 52.43% | 1.03% | $186.74 | $37.6 |
| 19 | EZCORP, Inc. | $30.71 | 15.54 | $1.91 B | — | 8.51% | 12.97% | $30.96 | $12.85 |
| 20 | Federal Agricultural Mortgage Corporation | $174.78 | 8.92 | $1.85 B | 3.66% | — | 12.93% | $210.64 | $136.57 |
| 21 | Federal Agricultural Mortgage Corporation | $132.64 | 8.92 | $1.85 B | 3.66% | — | 12.93% | $210.64 | $136.57 |
| 22 | Encore Capital Group, Inc. | $82.2 | 6.79 | $1.75 B | — | 12.26% | 29.45% | $82.66 | $29.38 |
| 23 | Jefferson Capital, Inc. | $21.15 | 6.26 | $1.18 B | 4.51% | 12.33% | 43.78% | $23.8 | $15.98 |
| 24 | Atlanticus Holdings Corporation | $72.98 | 8.95 | $1.09 B | 1.14% | — | 19.72% | $78.91 | $45.74 |
| 25 | Navient Corporation | $9.01 | — | $839.64 M | 7.1% | — | -3.17% | $16.07 | $7.8 |
| 26 | PRA Group, Inc. | $21.35 | — | $812.13 M | — | 5.04% | -25.96% | $21.45 | $10.25 |
| 27 | World Acceptance Corporation | $149.3 | 17.8 | $761.23 M | — | — | 10.97% | $185.48 | $110 |
| 28 | OppFi Inc. | $8.83 | 28.55 | $751.65 M | 0% | 57.26% | 53.86% | $15.03 | $7.36 |
| 29 | Green Dot Corporation | $12.47 | — | $689.04 M | — | 3.1% | -11.21% | $15.41 | $7.33 |
| 30 | Regional Management Corp. | $39.76 | 8.41 | $373.66 M | 3.02% | — | 12.16% | $46 | $26.06 |
| 31 | TROOPS, Inc. | $2.93 | — | $305.41 M | — | -2.75% | -18.72% | $5.28 | $0.5 |
| 32 | Oportun Financial Corporation | $5.82 | 10.26 | $258.99 M | — | — | 6.79% | $7.96 | $4.03 |
| 33 | Medallion Financial Corp. | $9.45 | 5.17 | $222.36 M | 5.08% | — | 11.69% | $11 | $7.85 |
| 34 | CPI Card Group Inc. | $18.88 | 14.47 | $216.35 M | — | 17.19% | -56.46% | $27.71 | $10.81 |
| 35 | Open Lending Corporation | $1.77 | — | $201.23 M | — | -2.67% | -5.54% | $2.7 | $0.8 |
| 36 | Consumer Portfolio Services, Inc. | $8.78 | 9.89 | $191.06 M | — | — | 6.42% | $10.22 | $6.67 |
| 37 | SUI Group Holdings Limited | $1.43 | — | $113.67 M | — | — | -2.8% | $8.66 | $1.09 |
| 38 | Vroom, Inc. | $16.89 | — | $79.08 M | — | -13.25% | -20.91% | $6.3 | $5.25 |
| 39 | Sentage Holdings Inc. | $1.94 | — | $5.67 M | — | -15.28% | -16.35% | $12.7 | $1.55 |